November 2015 – net worth and expenses

Another great month! 2015 is an incredible year – so far. I hope, it never ends.

Unfortunately, this is only true for the financial side of things. Work wise it is a terrible year. 2016 will bring a change! Right now the most likely scenario is a further reduction of my working time. But I do not know how my boss(es) will react.

But back to the numbers:

  • brokerage accounts 243.4k (-0.8k)
  • ETFs 3.3k (+0.7k)
  • cash 32.1k (+25.7k)
  • alternative investments 32.8k (-0.1k)
  • taxes -22.7k
  • total 288.9k (+20.5k)

I cashed 20k out, so the brokerage accounts would be up 19.2k and cash only +5.7k. I got a tax return of 4k.

Monthly expenses

  • January 2.5k
  • February 2.7k
  • March 2.7k
  • April 3.2k
  • May 3.5k
  • June 2.6k
  • July 2.9k
  • August 2.6k
  • September 3.1k
  • October 3.6k
  • November 3.3k

November was an expensive month. There were quite some Amazon instant sales where I could not resist. Unfortunately this continues in December, as some purchases are due in a few days. Also, I bought a quarter of a cow (over 400 Euros). But this will be the last time. In the future I will buy specific parts only (mostly ground beef).

Our yearly expenses should be below 36k (this was my revised goal). For next year I target the same amount.