Updates from March, 2016 Toggle Comment Threads | Keyboard Shortcuts

  • eurfi 23:35 on 2016-03-06 Permalink | Reply  

    9 to 5 status – new version released 

    Two weeks ago I talked about my new-found momentum for my software project. I did continue working on it (in the little time that is left between job, family and house). I spent a lot of time with updating one technical component of the software. This was unfortunate, but I’m happy with the result. There are also visual changes.

    A few minutes ago I released the new version to my server. For exactly one user (my alpha tester). Next week I will try to increase my list of testers. I already have a few names in mind. Before I can email them, I have to polish the web site a bit (arrange downloads in a protected folder). Goal: 5 alpha testers by March 20th.

    I wanted to track my time spent, but this didn’t work so well. Maybe it doesn’t matter if I know how many hours I spent. The time is gone no matter what (even if I would just be watching TV).

    • spaarolifantje 10:13 on 2016-03-07 Permalink | Reply

      What kind of software is it?


      • eurfi 11:46 on 2016-03-08 Permalink | Reply

        Sorry, I do not talk about the details to protect my anonymity.
        It is a tool for a very narrow group of individuals. I plan on improving it to make it useful to a broader group of people. But it will always be a small niche.


    • eurfi 22:15 on 2016-03-20 Permalink | Reply

      Update: Today is March 20th – I’m at three testers. I was sick for a whole week and couldn’t do anything. But I have two recommendations. I will email them after I fixed a few bugs that my other testers have reported.


  • eurfi 9:06 on 2016-03-01 Permalink | Reply  

    February 2016 – net worth and expenses 

    The negative trend from last month continued mid February. At one point I was down around 20k (compared with end of 2015). Then the markets stabilised and now I’m green for 2016.

    • brokerage accounts 261.1k (+25.2k)
    • ETFs 4.4k (+0.4k)
    • cash 17.0k (-6.2k)
    • alternative investments 33.1k (-11.3k)
    • taxes -22.5k
    • total 293.1k (+8.1k)

    I moved some cash and alternative investments to one of our brokerage accounts (to reach portfolio margin there). Also, negative interest rates arrived at InteractiveBrokers (for cash balances above 100k Euros). I’m below this threshold.

    Monthly Expenses

    • January 2.8k
    • February 2.6k

    February 2016 was about 50 Euros below February 2015. This is very good, especially as we paid this month for a short trip in May (350 Euros).

    • ambertreeleaves 17:41 on 2016-03-01 Permalink | Reply

      Nice drop in your expenses. That is one of the important steps to get fi.


      • eurfi 18:32 on 2016-03-01 Permalink | Reply

        Thanks. I read somewhere it’s the most important step and I do agree. On paper (in my plans) we could be around 2.000 each month. But we have to pay off our mortgages first (I do not report principal payments on this blog).


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