January 2015 – networth and expenses
January was a very good month. I even was on track for below 2k expenses, but then a few big purchases (more below) took place. The networth dropped a little bit, but this due over 10k in taxes that I had to pay (related to the purchase of our house).
- brokerage account 115.7k
- mutual funds (sold 5k for taxes) 59.2k
- cash 5.4k
- alternative investments 30.4k
- total 210.7k
This is a drop of 1.9k (-0.9%) compared to last month. I’m very pleased with a gain of 8.5k in my brokerage account, also gold (alternative investments) rose nicely. The cash drain is due to the taxes I paid.
Monthly expenses
- January -2.5k (below!)
In the last few days I spent 350 Euros for meat (gras-fed beef) and 120 Euros for storage boxes. At the beginning of the month I bought (used) Lego Duplo bricks (and train set) for my children for 90 Euros. Without that I would have made it below 2.0k!
Groceries were almost at 700, a new all time high. One of my private goals for 2015 is trying Paleo diet. This means eating lots of vegetables and good meat (e. g. gras-fed beef). This will cost more than the typical food I was eating before. So this makes it harder to reach my financial goals (6 monthly expenses below 2.5k and 1 monthly expense below 2.0k). But for me it’s worth a try. And if I feel good with this diet, I might stick to it. Buying the beef in bulk is less expensive than piece by piece. The 350 Euros were for 25 kg – compared against the single prices this saves 100 Euros.
(Monthly) goals for 2015
- 1 of 6 months below 2.5k
- 0 of 1 month below 2.0k
EurFI - European way to Financial Independence 
No More Waffles 16:53 on 2015-02-01 Permalink |
EurFI,
Dropping only €1.9 isn’t too bad considering that you had to pay a ton of taxes for your new home.
Also, those Lego and Duplo train sets are awesome! 🙂
Cheers,
NMW
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eurfi 23:20 on 2015-02-01 Permalink |
Yes, it was a very good month. During the month I even was on track to “neutralize” the taxes with investment gains, but volatility came back in the last few days and my written options lost me some money.
Today we bought another set of Duplo (just bricks) and washed them together with one of my kids 😉
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February 2015 – networth and expenses | EurFI - European way to Financial Independence 22:28 on 2015-02-28 Permalink |
[…] January 2015 – networth and expenses […]
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April 2015 – networth and expenses | EurFI - European way to Financial Independence 13:46 on 2015-05-01 Permalink |
[…] it was the most expensive month since May last year. Groceries were almost as expensive as in January and we bought lamps for 330 Euros. The Paleo diet is expensive, but I’m okay with that. […]
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July 2015 – net worth and expenses | EurFI - European way to Financial Independence 20:27 on 2015-08-03 Permalink |
[…] was more on the expensive side. Our grocery expenses were the highest ever (around 700 Euros), even above January. I bought gras-fed beef three times! Now the freezer is full. […]
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